About Us

Pension Improvement Strategies is a specialist team within Foster Denovo Limited. Foster Denovo Limited is a leading firm of National Independent Financial Advisers, which provides independent financial advice for individuals and businesses

Our service is totally confidential and underpinned by our corporate values of trust, openness and commitment.

Independent Advice

We are not owned by insurance companies or banks, and we have no links that prevent us from providing independent unbiased pension advice. We will

  • look after your interests,
  • treat you fairly, and
  • take care that any advice we give is suitable for you.

To provide suitable pensions advice, our specialist advisers need to gather detailed information about your requirements, your personal and financial circumstances, your pensions, your planned retirement age, and your attitude to investment risk. We will then recommend a suitable course of action, which we will confirm in a written report. We also offer a long-term relationship with you aiming to keep your pension on track.

You are under no obligation to accept our advice. We will provide you with a “Key Facts about the Cost of Our Services” document before we transact any business. We are paid by a fee agreed with you or commission, or a combination of both. You will not be charged a fee unless you have specifically agreed it in advance, and any commissions will be disclosed to you in writing before any transaction is completed.

About Us

Improving Your Retirement Prospects is Our Aim